Written by webtechs

Checklist For Assisted Living

If you’re looking for a checklist for assisted living that will help you in knowing what you need to look for in an assisted living facility, keep reading!

When you are looking for an assisted living facility, it’s important that you prepare yourself. There are many differences between every assisted living community, no two is alike.

To remain ahead of your game and be organized, below is a checklist you can download and use. You should always compare the differences between communities, asking questions which will help you decide which assisted living community is right for your loved one.

Assisted Living Checklist

Below is an assisted living checklist to have when you go for a visit or call a facility. Simply download the Assisted Living Checklist to ensure you ask the important questions like:

  • Are staff members allowed to administer medications?
  • Do staff members have experience with issues or diagnosing a recipient’s condition?
  • How much staff does the night shift have?
  • Are there nurses staffed 24/7?
  • What is the staff to resident ratio?
  • What types of apartments are available?
  • What type of experience and training do staff members have?
  • Are assessments conducted prior to admission?
  • Can you describe your residents?
  • What is the monthly cost for various types of apartments?
  • What are your policies on billing and payment?
  • How does the discharge process work?
  • Do you have a waiting list? If so, how long is the wait, and what is the policy?
  • Do monthly fees cover all services? If not, what are the costs of the additional services?
  • If a resident requires a change, what services are available to them?

Assisted Living Tour Checklist

Below is an assisted living tour checklist to assist you in knowing what to look for when taking a tour of an assisted living facility.

  • Pay attention to the level of cleanliness.
  • Watch a community event.
  • Do staff members appear friendly?
  • Check out the outdoor area or courtyard.
  • Ask security and staff questions, how do they respond?
  • Eat a meal, does it seem decent?
  • Speak with residents.
  • Ask questions about personal care.
  • Learn more about the move-in and move-out criteria.
  • Follow your instincts.

About Ventana Winds Assisted Living 

Ventana Winds Retirement Community is more than just another retirement community. At Ventana Winds we offer Assisted Living & Memory Care. We are located in Youngtown, Arizona. Our Community offers several options to meet all of your needs. We are conveniently located by everything you need, including terrific restaurants, great shopping, numerous golf courses, cultural centers, sports arenas, and medical offices all within a few miles.

Ventana Winds boasts to be the best retirement location in the West Valley. Our Retirement Community is built for today’s seniors who are looking for a lifestyle that is not only active and stimulating, but also interesting and flexible.

Find Out More About Assisted Living in Youngtown, Arizona

To find out more about assisted living in Arizona, give Ventana Winds Retirement Community a call today at 623-583-2460.

Written by webtechs

Best Place To Retire In Sun City Arizona

Ventana Winds recently featured in Sedona Wind’s article title “Best Places To Retire In Arizona 2017”. We were rated #1 for Best Places To Retire In Youngtown, Arizona!

Sedona Winds wrote, “Ventana Winds is the best retirement community in Sun City that offers Assisted Living, Pathway Assisted Living & Memory Care services. Call Ventana Winds Retirement Community Today at (623) 583-2460!”

Read The Full Article Here

About Ventana Winds Retirement Facility

Ventana Winds (located in Youngtown, Arizona) offers two unique living facilities to choose from. Their three story Assisted Living Facility is surrounded by two beautiful courtyards which appear to be focal point for a lot of their outdoor activities, they also provide lush garden views from the resident’s homes.

Living Quarters: Ventana Winds offers large one & two bedroom Assisted Living apartments.

Amenities: Their large facility offers activity outings, TV room, transportation, activity room, library, billiards, resort style dining room and a sparkling pool.

What Your Apartment Comes With: Microwave, large kitchenette area, refrigerator, window treatments, walk-in closets, individual air conditioning and heat, ceiling fans, bay windows, private patio or balcony, and large floor plans.

Tour Of The Facility

About Sun City, Arizona

Sun City, Arizona has slowly become one of the most active retirement communities in the United States. Sun City hosts a large retirement community about 15 miles from Phoenix and only a short drive from Peoria Arizona. The population of Sun City has 48k residents and growing. In was first founded in 1960 by Del Webb. Sun City has tons of activities for retirees, including 8 golf courses, 7 recreation centers, 2 bowling centers, 3 country clubs, Viewpoint Lake, and the Sun Bowl..

Most of the retirees who move to Sun City never leave. It’s easy for retirees to find friends, the cost aren’t all that high, it’s easy living and there are endless amounts of things you can do in your spare time.

So Many Options To Choose From

Sun City Arizona has  8 golf courses, 7 recreational centers, and more than 120 clubs. Fun and entertainment are easy to come by in Sun City. It’s also a great place for swimming, sewing, weaving, dancing, singing, and more.

Opportunities Are Limitless

In Sun City, there are so many opportunities to choose from. You spend most of your life working, now it’s time to have some fun.

Explore Sun City Recreation Centers

With so many leisure activities to choose from, you won’t have any trouble finding sport courts, swimming pools, social halls and studies. Each center is a place for all types of different amenities and activities. There are also 2 bowling rinks where you can go bowling, and an amphitheater for performances and concerts.

Don’t Forget About Golf

You can get into 8 golf courses by paying low cardholder fees. There are over 1,000 acres of land in Sun City that is dedicated to golf. You could literally play at a different course every day for 7 days.

Conveniently Located in Youngtown AZ

Ventana Winds is located near everything you or your loved one will need.

Medical Offices In Youngtown Arizona

Government In Youngtown Arizona

Assisted Living In Sun City & Youngtown Arizona

Searching for Assisted Living In Sun City or Assisted Living In Youngtown, Arizona? Ventana Winds can help! We offer the highest standard of assisted living services in the Phoenix Metropolitan Area.

Written by webtechs

Best Places To Retire In Youngtown Arizona

Ventana Winds recently featured in Sedona Wind’s article title “Best Places To Retire In Arizona 2016“. We were rated #1 for Best Places To Retire In Youngtown Arizona!

Sedona Winds wrote, “Ventana Winds is the best retirement community in Sun City / Youngtown Arizona that offers Assisted Living, Pathway Assisted Living & Memory Care services. Call Ventana Winds Retirement Community Today at (623) 583-2460!”

Read The Full Article Here

Schedule A Tour Of Ventana Winds

Searching for Assisted Living In Sun City or Assisted Living In Youngtown, Arizona? Ventana Winds can help! We offer the highest standard of assisted living services in the Phoenix Metropolitan Area.

Written by webtechs

Retirement Wishes – 100 Quotes Continued

Retirement Wishes Continued – Looking for retirement quotes, wishes and sayings or what to write in a retirement card? Great, we have pulled together all of the retirement wishes from all over the internet. Here are the top 100 retirement wishes, sayings and quotes for what to write in a retirement card.

Retirement Wishes Continued:

  1. Think about it, now you never have to ask for a day off again. Happy Retirement!
  2. Happy retirement wishes! Wishing you all the best in your new retired life. 
  3. All the best for an amazing retirement! Enjoy your new chapter in life, where you become your own boss.
  4. As one chapter ends, another begins, welcome to your new found freedom! 
  5. When someone as wonderful as you finally gets to retire it makes my heart melt! Congrats and all the best to your relaxing years ahead!
  6. Are you ready for that golf trip you were always telling me about? Enjoy your golf retirement! 
  7. You will always be remembered for your accomplishments. Thank you for your years of hard work and dedication to our team, and congrats on your retirement!
  8. Retiring means less responsibility and “almost” no work. Please let me know if you need help finding things to do, my garage could use a once over ha ha ha! Congrats (insert name)! 
  9. Now that you’re retired you can do all the things you enjoy. Have a happy retirement!
  10. Now that you are retired, what are you going to do with all of that free time? I could fill up your Tuesday’s with coffee and gossip? What do you say? Enjoy yourself out there! 
  11. Enjoy the fruits of your hard labor. Here’s to wishing you a relaxing and wonderful retirement.
  12. I’m so happy to see you reach your goal! Retirement holds new beginnings for you. Seek out everything that retirement has to offer you. 
  13. You’ve worked your entire life for this day, you deserve it, and all the best for a happy retirement!
  14. You are an amazing co-worker, I will never forget all the little tips and tricks you taught me along the way. You are an inspiration to us all. Congrats on your well deserved retirement days. 
  15. Thank you for being an amazing example for me and our team. Your dedication and hard work is really inspiring! I will never forget you for that! Enjoy your retirement!
  16. You have made us and the company better, and for that we thank you. Enjoy your retirement! 
  17. Thank you for always challenging us to become the best at what we do. Congrats on your retirement!
  18. Now that you’re retired, you get to spend everyday with your wife. I’m sure you can’t wait to get your green thumb dirty again! Enjoy it. 
  19. All of the wonderful things you’ve done for us will not be forgotten. Congrats on the fruits of your hard labor!
  20. Leave your past behind and embrace your new future. Work it over, retirement is here! Let’s go!
  21. Retirement is all about embracing your future and leaving the past behind. Enjoy the years ahead!
  22. Are you seriously retiring already? It seems like you just started yesterday. You will be deeply missed my friend! 
  23. All The Best wishes on your early retirement. Enjoy the new opportunities to do fun and wonderful things just for you.
  24. Thank you for inspiring us all to do our absolute best. You are a very motivating and pleasant person to work with. You will not be forgotten after you retire! 
  25. Thank you for always motivating us to do our best. We wish you an amazing retirement with years of enjoyment to come!
  26. You are a true friend! Our years of work together have showed me that you can love your work if you love the people you work with. Thank you for proving that to me! Happy Retirement! 
  27. You will be deeply missed! You are truly a one in million person that can never be replaced! Enjoy your retirement!
  28. Make sure you enjoy retirement like you enjoyed working with all of us! Send us a postcard from your next trip. 
  29. It’s sad to say goodbye, but great to know you are headed on to greener pastures! Congrats!
  30. We hate to see you go, but love to see you walk away… into retirement that is ha ha ha. Congratulations, you deserve it! 
  31. It will be tough to find someone that works as hard and is dedicated as much as you are! Congrats from the whole team!
  32. Say goodbye to slow Mondays and pointless staff meetings ha ha ha! Your new life is waiting for you.
  33. You are one of the hardest working people I have ever met! You earned every single part of your retirement! Great job and adios amigo. 
  34. Retirement is the end of one chapter and the beginning of a new one. Let’s hope the next chapter of your life are as good or better as your previous! Congratulations!
  35. You have earned every bit of your retirement days! We are so happy for you! 
  36. Have fun with your new found freedom! Here’s to hoping your retirement is a dream come true!
  37. Now that you got your boss off your back you can do what you want, when you want, as long as your wife approves of course ha ha ha!
  38. I’m sure you never thought this day would come… Well other than that calendar you had that marked down the last days until your retirement ha ha ha! Enjoy yourself my friend, you will be greatly missed! 
  39. You deserve retirement! You’ve worked hard for your family and deserve to take a break! Congrats.
  40. We can tell that you loved your job! Let’s hope your retirement brings you the same fulfillment or even more!
  41. Here’s to hoping your new found freedom in retirement brings you fun, relaxation and enjoyment! All the best to you.
  42. You will be greatly missed! We hope you enjoy your retirement as much as we enjoyed having you around the office. All the best! 
  43. A wife’s full-time job starts when her husband retires. Glad to see you got promoted!
  44. Consider this an extended vacation that never ends… Only you don’t get paid days off ha ha ha!
  45. Never again will you have to face dreaded Mondays! Every day for you is the weekend now! Lucky You.
  46. Very few people dedicate themselves to their job the way you have. Now, its time to take some time for yourself and I can only imagine the kind of things you are going to get into.
  47. Travel, relax, enjoy life and spend all the kids inheritance (they will never know ha ha ha). Best of wishes.
  48. Here’s to wishing you health, wealth and happiness in retirement. Congratulations to you!
  49. Now that you’ve retired, you can start doing all of the wonderful things I’ve heard you talking about over the years! Congrats.
  50. You leave your old boss in the past after retirement and start life with your new boss, your wife. Good luck my friend!

Ventana Winds is a member of SLS Communities and offers Assisted Living and Memory Care services In Youngtown, Arizona.

Written by webtechs

Can The IRS Seize My Retirement Money?

The IRS can legally seize a variety of types of retirement money, including IRA’s, 401k plans, and self-employed plans such as SEP-IRAs and Keogh plans.

The IRS can seize your retirement money if you have access to it. Meaning, if you knew that you owed taxes while putting money into a retirement account, they will deem that conduct as flagrant. Any flagrant conduct will open the doors up for the IRS to seize the owed taxes from your retirement account(s). Any type of flagrant conduct, including tax evasion, fraud, or making additional contributions while taxes are owed will legally give the IRS rights to tax your retirement money.

The IRS cannot seize your retirement money if, you can  prove the no flagrant conduct took place or that you depend on your retirement money. The IRS Manual states in that retirement money cannot be levied if the above situations are relevant to your situation.

Ways to protect Retirement Money From IRS Seizure

Most clients we see are forced to live off retirement income because of losing a job or being laid off. When the 10% early distribution penalty hit, they don’t have a way to pay the owed taxes. So, if your sole source of income is taking distributions from money in your retirement accounts, the Internal Revenue Service will want to liquidate your retirement accounts to pay taxes.

In order to protect your retirement account from IRS seizure is to, first, know that the Internal Revenue Service can only access your money if you can too. If you can’t access your retirement account, then neither can they.

Many people are denied access to their retirement money until they die, retire, become disabled, or don’t have a job anymore. As long as you are employed, the IRS can’t touch your retirement account. Although, in this case, they make look elsewhere, such as your wages or personal assets.

The Internal Revenue Service will back off if you can establish that they have 0 rights to your retirement account. Although, there have been cases of aggressive Internal Revenue officers that will levy assets, wages and non retirement assets.

However, the Internal Revenue Service is usually hesitant to levy retirement accounts. Although, it’s always better to have a professional tax person who will assist you in cases like the above.

Written by webtechs

Is It Possible To Retire Early At Age 30, Age 40, or Age 50

Retirement in itself only came around in the last century or so. Thanks to programs like social security and people living longer, some people can actually look forward to not working for their entire life. And, not only is retirement possible, its coming even sooner than 65 years of age for some people who can gain financial Independence early in life.

Normally, the earliest retirement age is 65 years of age. Early retirement means, retiring before the age of 65, say, retiring  in your early 50’s or early 60’s. And, to take it to even more of an extreme level, some wealthy independents are even retiring even earlier than that, retiring in their late 30’s or 40’s.

Examples of those who gained financial independence and retired extremely early

Bloggers: Some bloggers started writing early in life before the internet started getting saturated with low quality blogs. Some of these bloggers make millions of dollars just from posting online.

Small Nut + Savings = Retiring Early

Some early retirees gain independence by spending less and downsizing. There are many stories about people living on a small budget of $6,000 to $7,000 a year or so and still being able to live. They might live in full-time RV’s, ride bikes to save on gas, visit thrift stores to save money on clothes, etc. But, they are living the retired life with a small nut, the smaller your nut, the easier it is to maintain.

Although, not all of these retirees on are living on low budgets, some were just smart, made the right moves at the right time and struck it rich.

Although, some don’t consider one retired if they still earn income. However, retirement is actually financial independence with the choice of what they want to do every day. They are not worried about receiving a paycheck.

Usually those who retire much earlier than others are designing their lives, rather than just receiving a salary every two weeks and being locked in to a position. They are designing their lives around freedom and not money.

How Can One Retire Early?

There are three steps to retiring early successfully.

Step 1. Grow your value professionally through career development, work and education. You will need these assets to retire early.

Step 2. Start reducing your consumption and live below your means. Especially when it comes to transportation and housing. You must do these things if you want to have assets that product investment income.

Step 3. Refocus your energy to something you’ll love once you retire. If you want long term happiness, refocusing energy is key. If you love to write, start a blog. If you love to teach, volunteer at a local school. Make sure you choose something that you absolutely love and you can’t go wrong. Also, if that happens to make a little money on the side, there’s nothing wrong with that either.

Most people think early retirement is irresponsible or impossible to do.

But, that’s an absolutely false statement! Plenty of people have retired early once their levels of income cover consumption. Depending on how you save, saving 30% per year can have you retiring in 20 years or less. Move that number to 50%, and you can retire earlier than that.

Why can some retire early but I can’t?

You can absolutely retire early as well, as long as you start saving now. If you are already past 30, you can still retire by age 50, 15 years before the norm. Lowering consumption is the number one key to saving enough money to invest. Once that investment covers the cost of your consumption, you’re ready to retire.

Most people think that retirees are dead weight and do nothing for the planet. This is false as well. There are plenty of retirees who are still out spending money, living life and having a blast while doing it. Most are out living a life of purpose and are freed from financial burden.

Is it possible for everyone to retire early?

While I’m sure it is possible in some way, it’s not likely. Not everyone has the capacity, skills or temperament to retire early. Also, some enjoy the fruits of life way too much and aren’t willing to make the sacrifices it takes to lower consumption levels and increase savings. It takes sacrifice and dedication for many years in order to do so, and some people just aren’t cut out for that.

Retirees break the mold of earning vs payout. The extreme early retirees learn how to bring a lot in and put a little out. Many even end up working again but for a deeper purpose.

You should learn something from those who are retiring early, or should I say, retiring early from a 9-5 job, they are not necessarily retiring, but refocusing their energy in a way that brings more happiness and purpose into our lives, even if that does include some work. If the job you are working already brings you happiness and purpose, then great. But if you are like me and want to one day, retire at age 40 or earlier, we better stop spending / consuming as much, and start saving and investing for our future selves. You will thank you past self for doing this!