Is Arizona A Good Place To Live
Regular Post
Written by Brian B

Is Arizona A Good Place To Live

What should you know about Arizona besides the Grand Canyon? Well, for starters life in Arizona features far more beauty than one of the seven natural wonders of the world.

In fact, the red rocks of Sedona, Horseshoe Bend and Saguaro National Park are just a few tastes of the scenic views offered in the valley of the sun. Phoenix was recently ranked as the 5th-largest city in the U.S., and it continues to grow each day. With more and more people choosing to move to Arizona, here is a look at some of the pros, cons and best spots to call home!

Pros And Cons Of Living In Arizona

Here are a few of the biggest advantages and disadvantages of life in Arizona:

Pro: Low Cost Of Living

According to BestPlaces, Arizona is more affordable than the majority of the country. Whether you are looking for a small studio apartment or large family home, chances are good that you’ll pay less than expected in the valley of the sun. Combine the low cost of living with the state’s booming economy and strong job market, and the future is certainly bright in Arizona.

Con: Summer Heat

From October to April, it’s nearly impossible to find a more comfortable place to call home. The summertime, though, can bring some extreme heat to the area. Arizona frequently hits triple-digit heat during summer days. The good news is an escape is not far away! If you live in Phoenix, a short two-hour drive north can get you to Flagstaff, where the month of July experiences an average temperature of 82 degrees.

Pro: Sunny Days

The state of Arizona gets 299 sunny days per year, which is the most in the entire country. Even the sunshine state of Florida does not receive as much sun as Arizona. Get a healthy dose of vitamin D when you move to the valley of the sun.

Con: Lots Of Tourists

Many people, especially retirees, desire a place like Arizona because it seems very isolated and secluded. This is certainly not the case during the cooler months. This time of the year will bring a lot of tourists to the area. Known as “snowbirds”, these tourists will cause an increase in traffic from October to April.

Pro: Scenery

Arizona offers much more than gorgeous sunrises and sunsets. The valley of the sun is home to some of the best scenic hiking trails in the world. Sedona is home to the famous red rocks, plus mountain ranges, lakes and desert beauty can be seen all over the state.

Con: Rattlesnakes

This is probably something you already know about Arizona. Yes, rattlesnakes live in the Arizona deserts. While you are on one of these scenic hikes, pay attention to where you are placing your feet. Arizona averages a recorded 150 rattlesnake bites per year.

Best Cities To Live In Arizona

Beyond the bigger cities like Phoenix and Tucson, Arizona has many other hotspots that continue to attract residents, including:

Youngtown, AZ

This town’s fascinating history quickly made it a favorite for retirees. Incredibly enough, Youngtown is actually the oldest retirement community in the U.S. In the mid-1950’s, developers began on an ambitious project: create the country’s first-ever planned community solely for retirees. The name Youngtown was, of course, ironically planned. Measuring just over a mile in total area, Youngtown boasts a small population, filled with the best retirement communities in the entire country. From November through April, the weather is nearly perfect, with average temperatures ranging from 76-86 degrees.

Peoria, AZ

Peoria is located northeast of Phoenix and Glendale. Due to a plethora of available land, Peoria is home to many top-notch retirement communities. Enjoy scenic views daily, and check out the Salt River which flows right through the city. Peoria’s crime rate is below the national average and the climate is ideal; topping out at 94 degrees in the month of July. Money Magazine recently named Peoria as one of the top 100 places to live.

Surprise, AZ

With a population of more than 135,000, Surprise continues to grow each year. Featuring low humidity and tons of sunshine, it’s no wonder why so many retirees are flocking to Surprise. Enjoy a much lower cost of living here, when compared to both Scottsdale and Phoenix. Sports lovers will know how special this place is. Whether you want to hit the links or catch a baseball spring training game, Surprise is the spot for you!

Sedona, AZ

You will not be able to find a more scenic location to call home than Sedona. More than six million acres of red-rock beauty surround some of the best retirement communities in the state of Arizona. Countless old western films were shot in this beautiful city, about two hours outside of Phoenix. If you are a retiree who enjoys outdoor activities, you can’t find a better spot than Sedona. Enjoy horseback rides, jeep tours and scenic hikes all throughout the year. The only downside of living in Sedona is the rising real estate costs.

Sedona Arizona

About Ventana Winds

Ventana Winds Retirement Community is a member of SLS Communities and offers Assisted Living and Memory Care services In Youngtown, Arizona.

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Best Places To Retire In Arizona
Regular Post
Written by Brian B

Best Places To Retire In Arizona

If you are looking for the best cities in Arizona to call home, we’re here to highlight five of the best places in the valley of the sun!

Best Cities To Retire In Arizona

Sedona, AZ

You will not be able to find a more scenic location to call home than Sedona. More than six million acres of red-rock beauty surround some of the best retirement communities in the state of Arizona. Countless old western films were shot in this beautiful city, about two hours outside of Phoenix. If you are a retiree who enjoys outdoor activities, you can’t find a better spot than Sedona. Enjoy horseback rides, jeep tours and scenic hikes all throughout the year. The only downside of living in Sedona is the rising real estate costs.

Retirement Community In Sedona

Sedona Winds, located in the heart of the red rocks, offers stunning courtyard views, along with a 24-hour staff for every need. Settle for this community if you wish to enjoy breathtaking views, daily. General maintenance, weekly laundry and deep cleaning of your apartment, an emergency call system, and a diverse activities program are all included when you choose Sedona Winds.

Mesa, AZ

Mesa is currently the third-largest city in all of Arizona, with nearly 500,000 citizens. Yet, since this city is so spread out, you will never feel like you’re congested living in a place like Phoenix. Nestled up against the Superstition Mountains, Mesa is home to some of the best hospitals in the state. Avid golfers will love Mesa, which features more than 200 world-class courses. You are never far from neighboring cities, Scottsdale and Chandler, as well.

Retirement Community In Mesa

Canyon Winds is a Senior Living Services Community located in Mesa, Arizona. This facility offers plenty of choices for senior citizens of varying needs. One can find more than just assisted living at Canyon Winds, as they also offer independent and memory care services. This resort-style facility is breathtaking, with spacious floor plans and dining areas. A full activity program and fitness center await future residents. Looking to bring a small cat or dog to your new home? Not a problem at all, as every SLS Community is pet friendly!

Mesa Arizona

Youngtown, AZ

This town’s fascinating history quickly made it a favorite for retirees. Incredibly enough, Youngtown is actually the oldest retirement community in the U.S. In the mid-1950’s, developers began on an ambitious project: create the country’s first-ever planned community solely for retirees. The name Youngtown was, of course, ironically planned. Measuring just over a mile in total area, Youngtown boasts a small population, filled with the best retirement communities in the entire country. From November through April, the weather is nearly perfect, with average temperatures ranging from 76-86 degrees.

Retirement Community In Youngtown

There isn’t a more appropriately named setting for this lively community than Youngtown! Monthly rent at Ventana Winds includes three well balanced meals plus snacks, 24-hour staff, and a daily tidying of your apartment. The offerings don’t end there! Personal laundry is done weekly, transportation is provided for appointments or shopping, a 24/7 emergency call system is in place, as well as a full slate of exciting activities. Check out all of Ventana Winds’ offerings today!

Peoria, AZ

Peoria is located northeast of Phoenix and Glendale. Due to a plethora of available land, Peoria is home to many top-notch retirement communities. Enjoy scenic views daily, and check out the Salt River which flows right through the city. Peoria’s crime rate is below the national average and the climate is ideal; topping out at 94 degrees in the month of July. Money Magazine recently named Peoria as one of the top 100 places to live.

Retirement Community In Peoria

Offering assisted, independent and memory care services, Desert Winds is a top-notch community in the valley. Desert Winds offers three types of floor plans for assisted living residents. Whether a two-bedroom, two-bath or one-bedroom, one-bath is what you desire, Desert Winds has a plan for you. Studio apartments are available as well. All of these floor plans can be toured virtually on Desert Winds’ official website. All apartments come fully equipped with individual heat and AC units, a refrigerator, microwave, window treatments and more.

Surprise, AZ

With a population of more than 135,000, Surprise continues to grow each year. Featuring low humidity and tons of sunshine, it’s no wonder why so many retirees are flocking to Surprise. Enjoy a much lower cost of living here, when compared to both Scottsdale and Phoenix. Sports lovers will know how special this place is. Whether you want to hit the links or catch a baseball spring training game, Surprise is the spot for you!

Retirement Community In Surprise

If you’ve lived in Surprise your entire life and want to stay close to friends and family, then Chaparral Winds is the assisted living facility for you! As Chaparral Winds’ website states, this is a community designed to keep a relaxing vibe going throughout the day. A pool and hot tub combined with a beautiful dining area make this one of the premier communities in all of Arizona. Great shopping, golf courses, restaurants and medical facilities are all located within a few miles, which is a bonus for visiting family members.

Retirement In Arizona

About Ventana Winds

Ventana Winds Retirement Community is a member of SLS Communities and offers Assisted Living and Memory Care services In Youngtown, Arizona.

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Retirement Party Ideas
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Written by Brian B

Retirement Party Ideas

It’s your last official moment to honor your boss, co-worker or friend at the office. One of the best ways to mark their significant transition is to have a retirement party. But, what are the ingredients of a great retirement party? Here is a list of five special party ideas.

Retirement Party Ideas For Co-Worker

Here are five fun ideas for retirement parties:

  • Retirement Party Games
  • Fun Playlist
  • Invite Friends And Family
  • Nostalgic Party Theme
  • Focus On Speeches

Retirement Party Games

Creating a few games as part of the retirement party is an absolute must. One of the best ways to put together some sort of game is by coming up with a trivia challenge. Often at retirement parties co-workers will write out questions that relate to the retirees’ work life and accomplishments. Having the honoree either answer all the questions or sit back and listen to co-workers guess will create a fun and inviting atmosphere at the party.

Fun Playlist

What is a party without a little music? Set the tone for what’s to come in the retirees’ life by creating a fun playlist. Send him/her off with a number of classics related to retirement. Songs like “Take It Easy,”  “When I’m Sixty-Four,” and “Don’t Worry, Be Happy” are perfect for the relaxing years in the future. Of course, popping a few of the retirees’ all-time favorite songs into the playlist could be a hit, as well.

Invite Friends And Family

Commonly overlooked at these parties, inviting friends and family to the affair can make the moment even more memorable. Great workplaces can begin to feel a lot like home, and co-workers become family. Invite real family to the party to show just how much he/she meant to the office culture all these years. Involving family can help others get an even better understanding of the person you are honoring. A confident family member may even decide to give a speech, which could become the highlight of the night.

Nostalgic Party Theme

A retirement party is the perfect time to look back and reflect on all that has transpired over the years. Picking a unique theme for the party can take the event to the next level. The nostalgic theme can take a worker back to the era they first started at the company or began working in the first place. Costumes are a great way to get everyone involved and transported back to the past. Brainstorm a theme with co-workers who know the retiree best!

Focus On Speeches

Most traditional retirement parties may either start or conclude with thoughtful speeches given by co-workers, friends or employees. Speeches can be the high point of the party, leading to a lifetime of memories. Make sure all speeches are well constructed, with the right mix of emotion and humor. Passing the microphone around to anyone who wants to say a few words is another popular option for these parties.

Looking for some great retirement wishes to include in your speech? Check out a few of our favorites right here.

About Ventana Winds

Ventana Winds Retirement Community is a member of SLS Communities and offers Assisted Living and Memory Care services In Youngtown, Arizona.

Retirement, Senior Living
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Can I Retire At 60 With 500K?
Regular Post
Written by Brian B

Can I Retire At 60 With 500K?

If you are searching online for the question of “can I retire at 60 with 500k,” the answer is yes! This isn’t a simple early retirement plan, though, as many steps need to be taken to ensure a successful retirement. Continue reading to find out how you can retire with 500K in the bank.

Retire With 500K

The common rule of thumb says you have to have at least $1 million saved to retire, but $2 million saved is more realistic. While that is a great goal to accumulate that amount of money by age 60, sometimes it’s not realistic. For some retirees, a bank account of $500,000 will be more than enough to survive. With low spending and the possibility of two individuals in your home receiving pension income or social security, it is possible to retire with a smaller amount of money saved. If retiring at 60 with 500K is your goal, use these few steps as your map to success.

Budget Well

Enjoy your current lifestyle, but always think ahead to the lifestyle you want during retirement. Yes, you may love to travel and eat at nice restaurants now, but chances are you will still like to do those things when you are 60, as well. Basic living expenses, such as housing, transportation, utilities and healthcare need to be on a budget. If you cannot come up with a budget, try going back and reviewing your last few bill cycles. Are you spending too much overall? What could you cut down on or sacrifice? These are questions you need to ask yourself now. Do not wait until you are closing in on 60 years old to re-evaluate your spending habits.

Save Money Early

This tip goes hand in hand with budgeting. Obviously, the more you can save throughout the course of your life, the better off you will be in the future. Saving money when you are young is a crucial component towards a desired early retirement. Luckily, there are many different ways to save money. If an employer’s retirement plan is an option, see if the company will match the amount fully. Then, opening a traditional or Roth IRA is another great way to save. Always take advantage of unexpected savings, like a raise at work. Toss the extra cash into an IRA or towards your 401(k).

Location

This can be a tough change, for obvious reasons. Consider where you live and think about the possibility of moving to a location with lower housing prices, within reason. This also applies to your retirement at age 60. With 500K, it’s likely you won’t be able to live in the most luxurious spots in the country. Instead, opt for something you can truly afford. Just like you did in your days in the workforce, never live above your means. With location, one must think of housing costs, in addition to healthcare costs, among other factors.

Retirement Community In Youngtown, AZ

You’ve decided to make Youngtown, AZ your new home, so what comes next in this decision-making process? Finding the best possible retirement community in Youngtown can be a tough task, but luckily one name stands out above the rest. Ventana Winds is your top choice for every retirement need in the area. This community offers assisted living and memory care options, ideal for retirees of all ages. You simply cannot beat Ventana’s breathtaking pool area and resort-style dinning room. From one-bedroom, one-bathroom to two-bedroom, two-bathroom layouts, Ventana Winds has floor plans to fit any and all needs.

With 24-hour staff and care, Ventana Winds has quickly become a leader when it comes to retirement communities in the coveted Youngtown area. The affordable rent at this community includes three meals and snacks each day, all utilities, daily and weekly cleanings, scheduled transportation and timely maintenance. Combine all this with the wide range of activities and events, and Ventana Winds consistently satisfies all of its residents.

About Ventana Winds

Ventana Winds Retirement Community is a member of SLS Communities and offers Assisted Living and Memory Care services In Youngtown, Arizona.

Retirement
2
Regular Post
Written by Brian B

Retire In Youngtown AZ

Retire In Youngtown AZ

Retirement is one of the biggest decisions any individual has to make. When to retire is always at the top of mind, but where to retire is just as important when planning for the next stage of life. So why retire in the small town of Youngtown, AZ? Here are just a few reasons why this is the best possible place to retire.

Youngtown, AZ

Compared to larger cities in the valley of the sun, including Phoenix, Mesa and Scottsdale, Youngtown, AZ is generally unknown. This town’s fascinating history, though, will quickly make it a favorite for potential retirees. Incredibly enough, Youngtown is actually the oldest retirement community in the U.S. In the mid-1950’s, developers began on an ambitious project: create the country’s first-ever planned community solely for retirees. The name Youngtown was, of course, ironically planned.

Measuring just over a mile in total area, Youngtown boasts a small population, filled with the best retirement communities in the entire country. This city was originally constructed with age restrictions, but in 1999 these restrictions were officially repealed. Nowadays, the age demographics are much wider, but this is certainly an area most populated by those seeking the perfect location for retirement. From November through April, the weather is nearly perfect, with average temperatures ranging from 76-86 degrees. This area continues to grow as well; more than doubling in population from 2000 to 2010, according to the 2010 Census. 

Youngtown is an ideal location for those looking to move away from busy and overcrowded cities, like Phoenix. Some of the best golf courses in the world can be found in Arizona. Scenic views, iconic parks and landmarks and a variety of entertainment venues are always options in this pristine location.

Retirement Community In Youngtown

You’ve decided to make Youngtown, AZ your new home, so what comes next in this decision-making process? Finding the best possible retirement community in Youngtown can be a tough task, but luckily one name stands out above the rest. Ventana Winds is your top choice for every retirement need in the area. This community offers assisted living and memory care options, ideal for retirees of all ages. You simply cannot beat Ventana’s breathtaking pool area and resort-style dinning room. From one-bedroom, one-bathroom to two-bedroom, two-bathroom layouts, Ventana Winds has floor plans to fit any and all needs.

With 24-hour staff and care, Ventana Winds has quickly become a leader when it comes to retirement communities in the coveted Youngtown area. The affordable rent at this community includes three meals and snacks each day, all utilities, daily and weekly cleanings, scheduled transportation and timely maintenance. Combine all this with the wide range of activities and events, and Ventana Winds consistently satisfies all of its residents.

Memory care offerings include:

  • Three meals and snacks per day
  • 24-hour staff
  • All utilities and cable TV
  • Daily and weekly cleanings
  • Emergency call system
  • Dressing and grooming assistance
  • Wide variety of activities

About Ventana Winds

Ventana Winds Retirement Community is a member of SLS Communities and offers Assisted Living and Memory Care services In Youngtown, Arizona.

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Regular Post
Written by webtechs

Retirement Wishes – 100 Quotes Continued

Retirement Wishes Continued – Looking for retirement quotes, wishes and sayings or what to write in a retirement card? Great, we have pulled together all of the retirement wishes from all over the internet. Here are the top 100 retirement wishes, sayings and quotes for what to write in a retirement card.

Retirement Wishes Continued:

  1. Think about it, now you never have to ask for a day off again. Happy Retirement!
  1. Happy retirement wishes! Wishing you all the best in your new retired life. 
  2. All the best for an amazing retirement! Enjoy your new chapter in life, where you become your own boss.
  3. As one chapter ends, another begins, welcome to your new found freedom! 
  4. When someone as wonderful as you finally gets to retire it makes my heart melt! Congrats and all the best to your relaxing years ahead!
  5. Are you ready for that golf trip you were always telling me about? Enjoy your golf retirement! 
  6. You will always be remembered for your accomplishments. Thank you for your years of hard work and dedication to our team, and congrats on your retirement!
  7. Retiring means less responsibility and “almost” no work. Please let me know if you need help finding things to do, my garage could use a once over ha ha ha! Congrats (insert name)! 
  8. Now that you’re retired you can do all the things you enjoy. Have a happy retirement!
  9. Now that you are retired, what are you going to do with all of that free time? I could fill up your Tuesday’s with coffee and gossip? What do you say? Enjoy yourself out there! 
  10. Enjoy the fruits of your hard labor. Here’s to wishing you a relaxing and wonderful retirement.
  11. I’m so happy to see you reach your goal! Retirement holds new beginnings for you. Seek out everything that retirement has to offer you. 
  12. You’ve worked your entire life for this day, you deserve it, and all the best for a happy retirement!
  13. You are an amazing co-worker, I will never forget all the little tips and tricks you taught me along the way. You are an inspiration to us all. Congrats on your well deserved retirement days. 
  14. Thank you for being an amazing example for me and our team. Your dedication and hard work is really inspiring! I will never forget you for that! Enjoy your retirement!
  15. You have made us and the company better, and for that we thank you. Enjoy your retirement! 
  16. Thank you for always challenging us to become the best at what we do. Congrats on your retirement!
  17. Now that you’re retired, you get to spend everyday with your wife. I’m sure you can’t wait to get your green thumb dirty again! Enjoy it. 
  18. All of the wonderful things you’ve done for us will not be forgotten. Congrats on the fruits of your hard labor!
  19. Leave your past behind and embrace your new future. Work it over, retirement is here! Let’s go!
  20. Retirement is all about embracing your future and leaving the past behind. Enjoy the years ahead!
  21. Are you seriously retiring already? It seems like you just started yesterday. You will be deeply missed my friend! 
  22. All The Best wishes on your early retirement. Enjoy the new opportunities to do fun and wonderful things just for you.
  23. Thank you for inspiring us all to do our absolute best. You are a very motivating and pleasant person to work with. You will not be forgotten after you retire! 
  24. Thank you for always motivating us to do our best. We wish you an amazing retirement with years of enjoyment to come!
  25. You are a true friend! Our years of work together have showed me that you can love your work if you love the people you work with. Thank you for proving that to me! Happy Retirement! 
  26. You will be deeply missed! You are truly a one in million person that can never be replaced! Enjoy your retirement!
  27. Make sure you enjoy retirement like you enjoyed working with all of us! Send us a postcard from your next trip. 
  28. It’s sad to say goodbye, but great to know you are headed on to greener pastures! Congrats!
  29. We hate to see you go, but love to see you walk away… into retirement that is ha ha ha. Congratulations, you deserve it! 
  30. It will be tough to find someone that works as hard and is dedicated as much as you are! Congrats from the whole team!
  31. Say goodbye to slow Mondays and pointless staff meetings ha ha ha! Your new life is waiting for you.
  32. You are one of the hardest working people I have ever met! You earned every single part of your retirement! Great job and adios amigo. 
  33. Retirement is the end of one chapter and the beginning of a new one. Let’s hope the next chapter of your life are as good or better as your previous! Congratulations!
  34. You have earned every bit of your retirement days! We are so happy for you! 
  35. Have fun with your new found freedom! Here’s to hoping your retirement is a dream come true!
  36. Now that you got your boss off your back you can do what you want, when you want, as long as your wife approves of course ha ha ha!
  37. I’m sure you never thought this day would come… Well other than that calendar you had that marked down the last days until your retirement ha ha ha! Enjoy yourself my friend, you will be greatly missed! 
  38. You deserve retirement! You’ve worked hard for your family and deserve to take a break! Congrats.
  39. We can tell that you loved your job! Let’s hope your retirement brings you the same fulfillment or even more!
  40. Here’s to hoping your new found freedom in retirement brings you fun, relaxation and enjoyment! All the best to you.
  41. You will be greatly missed! We hope you enjoy your retirement as much as we enjoyed having you around the office. All the best! 
  42. A wife’s full-time job starts when her husband retires. Glad to see you got promoted!
  43. Consider this an extended vacation that never ends… Only you don’t get paid days off ha ha ha!
  44. Never again will you have to face dreaded Mondays! Every day for you is the weekend now! Lucky You.
  45. Very few people dedicate themselves to their job the way you have. Now, its time to take some time for yourself and I can only imagine the kind of things you are going to get into.
  46. Travel, relax, enjoy life and spend all the kids inheritance (they will never know ha ha ha). Best of wishes.
  47. Here’s to wishing you health, wealth and happiness in retirement. Congratulations to you!
  48. Now that you’ve retired, you can start doing all of the wonderful things I’ve heard you talking about over the years! Congrats.
  49. You leave your old boss in the past after retirement and start life with your new boss, your wife. Good luck my friend!

Read More Retirement Quotes

Short Retirement Quotes

Inspirational Retirement Quotes

Retirement Quotes, Wishes & Sayings

68 Retirement Wishes For A Boss – Canyon Winds Retirement

About Ventana Winds

Ventana Winds Retirement Community is a member of SLS Communities and offers Assisted Living and Memory Care services In Youngtown, Arizona.

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Retirement
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Regular Post
Written by webtechs

Assisted Living vs Memory Care

Assisted Living vs Memory Care

If you are searching for the phrase “assisted living vs memory care“, this post should help. There are a lot of things to think about considering the livelihood of your loved one and where they may live.

Assisted Living vs Memory Care

Undertaking a life change can be scary and stressful—possibly a little fun too. For example, if you’re moving into an assisted living community, you might miss your home but are looking forward to forging new roads and friendships and simply making life easier. However, what if you’ve started to notice that your memory is not like what it used to be? You may have heard about “memory care” and might be wondering if it would be appropriate under your circumstances and if you can get it in an assisted living facility. Here are some explanations on what assisted living and memory care are.

What Is Assisted Living?

An assisted living facility is one in which its residents largely lead their lives independently. They do get a little assistance for needs that differ from person to person, possibly with mobility, meal planning, transportation, hygiene or medication. You might be ready for assisted living if it is becoming hard or dangerous for you to go up and down the stairs at home or if driving is starting to get risky.

Assisted living can be in a residential-type neighborhood or large building. Some facilities allow pets and can also consist of laundry as part of the rent or for an extra fee. Learn more about assisted living and take a look at our assisted living checklist.

What Is Memory Care?

Memory care communities will differ considerably from assisted living communities. The residents in memory care communities have serious memory-related and specific requirements. They might not remember who they are on some days and may get angered walking around spaces that they have lived in but now feel unfamiliar with. They may tend to wander off the campus and can present a danger to themselves and to others, particularly if they get aggressive when they are frustrated. Learn more about memory care and take a look at our memory care checklist.

Can You Get Memory Care in Assisted Living?

So, back to the worries about being forgetful. You think you may be okay in assisted living as of now, but what if you need memory care sooner than later?

You can’t receive memory care in assisted living, but there are a lot of communities that integrates a wide range of care. For example, there are places that offer nursing home care, assisted living, and memory care. These types of care take place in its own wing or building, but because you are generally in the same place, transferring from one stage to the next can be a lot easier. The decor shares a lot of common features, and there can also be the same staffers’ faces regardless of where you’re at. It’s also usually easier on your family and friends. Not only can they continually visit the same place, but they also won’t have to take tours every couple of years and make new decisions and as to where you may live. This can be helpful for you as well if you are trying to plan out your options in advance.

Some degree of forgetfulness is typical with aging and doesn’t necessarily suggest serious problems later on. In any case, if you are concerned about your memory, it’s always a good idea to speak with the doctor.

Paying for Assisted Living and Memory Care

One thing assisted living and memory care facilities have in common: Paying for them isn’t as straightforward as many of us would like to believe.

First, assisted living: The state you live in Medicaid’s program may not provide much, toward assisted living. If you are a veteran, the Veterans Administration’s Aid and Attendance benefit can help offset some of your assisted living costs.

In a nutshell, you should still plan to finance assisted living through private means like long-term-care insurance, asset sales, savings accounts, reverse mortgages, settlements, and other financial means. The earlier you purchase long-term-care insurance coverage, your monthly costs could be lower, particularly if you opt for protection against inflation. Don’t get too discouraged if your get denied by one company for your coverage, other companies might still accept you.

Second, memory care: Any of the private means you may use to pay for your assisted living may also be used to pay for your memory care. There is also additional help for veterans and government support available for people who require memory care who are non-veterans. Programs such as Medicaid assistance, although the degree to which they help will vary by state. Also, you can be placed on a waiting list until you can get into a memory care facility, which may possibly not happen if you had private means to pay.

Retirement Communities in Youngtown, Arizona by Ventana Winds Retirement Community

Ventana Winds is an assisted living and memory care facility in Youngtown, Arizona. To schedule a tour of our assisted living facility, SLS Communities or for more information please call us today at 623-323-1796.

Assisted Living, Memory Care, Retirement, Retirement Living Options, Senior Living
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Regular Post
Written by webtechs

Is It Possible To Retire Early At Age 30, Age 40, or Age 50

Retirement in itself only came around in the last century or so. Thanks to programs like social security and people living longer, some people can actually look forward to not working for their entire life. And, not only is retirement possible, its coming even sooner than 65 years of age for some people who can gain financial Independence early in life.

Normally, the earliest retirement age is 65 years of age. Early retirement means, retiring before the age of 65, say, retiring  in your early 50’s or early 60’s. And, to take it to even more of an extreme level, some wealthy independents are even retiring even earlier than that, retiring in their late 30’s or early 40’s.

Examples Of Those Who Gained Financial Independence And Retired Extremely Early

Bloggers: Some bloggers started writing early in life before the internet started getting saturated with low quality blogs. Some of these bloggers make millions of dollars just from posting online.

Small Nut + Savings = Retiring Early

Some early retirees gain independence by spending less and downsizing. There are many stories about people living on a small budget of $6,000 to $7,000 a year or so and still being able to live. They might live in full-time RV’s, ride bikes to save on gas, visit thrift stores to save money on clothes, etc. But, they are living the retired life with a small nut, the smaller your nut, the easier it is to maintain.

Although, not all of these retirees on are living on low budgets, some were just smart, made the right moves at the right time and struck it rich.

Although, some don’t consider one retired if they still earn income. However, retirement is actually financial independence with the choice of what they want to do every day. They are not worried about receiving a paycheck.

Usually those who retire much earlier than others are designing their lives, rather than just receiving a salary every two weeks and being locked in to a position. They are designing their lives around freedom and not money.

How Can One Retire Early?

There are three steps to retiring early successfully.

Step 1. Grow your value professionally through career development, work and education. You will need these assets to retire early.

Step 2. Start reducing your consumption and live below your means. Especially when it comes to transportation and housing. You must do these things if you want to have assets that product investment income.

Step 3. Refocus your energy to something you’ll love once you retire. If you want long term happiness, refocusing energy is key. If you love to write, start a blog. If you love to teach, volunteer at a local school. Make sure you choose something that you absolutely love and you can’t go wrong. Also, if that happens to make a little money on the side, there’s nothing wrong with that either.

Most People Think Early Retirement Is Irresponsible Or Impossible To Do.

But, that’s an absolutely false statement! Plenty of people have retired early once their levels of income cover consumption. Depending on how you save, saving 30% per year can have you retiring in 20 years or less. Move that number to 50%, and you can retire earlier than that.

Why Can Some Retire Early But I Can’t?

You can absolutely retire early as well, as long as you start saving now. If you are already past 30, you can still retire by age 50, 15 years before the norm. Lowering consumption is the number one key to saving enough money to invest. Once that investment covers the cost of your consumption, you’re ready to retire.

Most people think that retirees are dead weight and do nothing for the planet. This is false as well. There are plenty of retirees who are still out spending money, living life and having a blast while doing it. Most are out living a life of purpose and are freed from financial burden.

Is It Possible For Everyone To Retire Early?

While I’m sure it is possible in some way, it’s not likely. Not everyone has the capacity, skills or temperament to retire early. Also, some enjoy the fruits of life way too much and aren’t willing to make the sacrifices it takes to lower consumption levels and increase savings. It takes sacrifice and dedication for many years in order to do so, and some people just aren’t cut out for that.

Retirees break the mold of earning vs payout. The extreme early retirees learn how to bring a lot in and put a little out. Many even end up working again but for a deeper purpose.

You should learn something from those who are retiring early, or should I say, retiring early from a 9-5 job, they are not necessarily retiring, but refocusing their energy in a way that brings more happiness and purpose into our lives, even if that does include some work. If the job you are working already brings you happiness and purpose, then great. But if you are like me and want to one day, retire at age 40 or earlier, we better stop spending / consuming as much, and start saving and investing for our future selves. You will thank you past self for doing this!

Early Retirement, Retirement
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Best Places To Retire In Youngtown Arizona

Ventana Winds recently featured in Sedona Wind’s article title “Best Places To Retire In Arizona 2016“. We were rated #1 for Best Places To Retire In Youngtown Arizona!

Sedona Winds wrote, “Ventana Winds is the best retirement community in Sun City / Youngtown Arizona that offers Assisted Living, Pathway Assisted Living & Memory Care services. Call Ventana Winds Retirement Community Today at (623) 583-2460!”

Read The Full Article Here

Schedule A Tour Of Ventana Winds

Searching for Assisted Living In Sun City or Assisted Living In Youngtown, Arizona? Ventana Winds can help! We offer the highest standard of assisted living services in the Phoenix Metropolitan Area.

Retirement
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Regular Post
Written by webtechs

Checklist For Assisted Living

If you’re looking for a checklist for assisted living that will help you in knowing what you need to look for in an assisted living facility, keep reading!

When you are looking for an assisted living facility, it’s important that you prepare yourself. There are many differences between every assisted living community, no two is alike.

To remain ahead of your game and be organized, below is a checklist you can print and use. You should always compare the differences between communities, asking questions which will help you decide which assisted living community is right for your loved one.

Assisted Living Checklist

Below is an assisted living checklist to have when you go for a visit or call a facility. Simply download the Assisted Living Checklist to ensure you ask the important questions like:

  • Are staff members allowed to administer medications?
  • Do staff members have experience with issues or diagnosing a recipient’s condition?
  • How much staff does the night shift have?
  • Are there nurses staffed 24/7?
  • What is the staff to resident ratio?
  • What types of apartments are available?
  • What type of experience and training do staff members have?
  • Are assessments conducted prior to admission?
  • Can you describe your residents?
  • What is the monthly cost for various types of apartments?
  • What are your policies on billing and payment?
  • How does the discharge process work?
  • Do you have a waiting list? If so, how long is the wait, and what is the policy?
  • Do monthly fees cover all services? If not, what are the costs of the additional services?
  • If a resident requires a change, what services are available to them?

Assisted Living Tour Checklist

Below is an assisted living tour checklist to assist you in knowing what to look for when taking a tour of an assisted living facility.

  • Pay attention to the level of cleanliness.
  • Watch a community event.
  • Do staff members appear friendly?
  • Check out the outdoor area or courtyard.
  • Ask security and staff questions, how do they respond?
  • Eat a meal, does it seem decent?
  • Speak with residents.
  • Ask questions about personal care.
  • Learn more about the move-in and move-out criteria.
  • Follow your instincts.

About Ventana Winds Assisted Living 

Ventana Winds Retirement Community is more than just another retirement community. At Ventana Winds we offer Assisted Living & Memory Care. We are located in Youngtown, Arizona. Our Community offers several options to meet all of your needs. We are conveniently located by everything you need, including terrific restaurants, great shopping, numerous golf courses, cultural centers, sports arenas, and medical offices all within a few miles.

Ventana Winds boasts to be the best retirement location in the West Valley. Our Retirement Community is built for today’s seniors who are looking for a lifestyle that is not only active and stimulating, but also interesting and flexible.

Find Out More About Assisted Living in Youngtown, Arizona

To find out more about assisted living in Arizona, give Ventana Winds Retirement Community a call today at 623-323-1796.

Assisted Living Checklist, Retirement
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